:root{--navy:#102a43;--navy2:#173f5f;--teal:#25b8a6;--coral:#ff7a59;--cream:#f5f1e8;--ink:#12263a;--muted:#596b7a;--line:#dce4e8;--white:#fff;--shadow:0 24px 70px rgba(16,42,67,.14)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.6}img{max-width:100%;display:block}a{color:inherit;text-decoration:none}.skip{position:absolute;left:-999px}.skip:focus{left:16px;top:16px;background:#fff;padding:12px;z-index:1000}.topbar{background:var(--navy);color:#e8f0f5;text-align:center;padding:9px 20px;font-size:12px}.container{width:min(1160px,calc(100% - 40px));margin:auto}.header{height:86px;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:30;backdrop-filter:blur(14px)}.header .container{height:100%;display:flex;align-items:center;justify-content:space-between;gap:24px}.logo{display:flex;align-items:center;gap:11px;font-weight:850;letter-spacing:-.04em;font-size:20px}.logo img{width:43px;height:43px}.logo b{color:var(--teal)}.nav{display:flex;align-items:center;gap:29px;font-size:13px;font-weight:700}.nav a:hover{color:var(--teal)}.nav-cta,.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border-radius:999px;font-weight:800;transition:.2s}.nav-cta{background:var(--navy);color:#fff!important;padding:12px 18px}.nav-cta:hover{background:var(--navy2)!important}.menu{display:none;background:none;border:0;font-size:24px}.hero{position:relative;overflow:hidden;background:linear-gradient(100deg,#eef8f5 0%,#eef8f5 46%,#d7ebe7 100%);min-height:720px;display:flex;align-items:center}.hero-media{position:absolute;right:0;top:0;width:52%;height:100%}.hero-media:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,#eef8f5 0%,rgba(238,248,245,.1) 34%,rgba(16,42,67,.05) 100%)}.hero-media img{width:100%;height:100%;object-fit:cover}.hero-content{position:relative;z-index:2;width:54%;padding:90px 0}.pill{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid rgba(37,184,166,.35);border-radius:999px;padding:8px 13px;text-transform:uppercase;font-size:10px;font-weight:900;letter-spacing:.13em;color:var(--navy)}.pill i{width:8px;height:8px;background:var(--teal);border-radius:50%}.hero h1{font-family:Georgia,serif;font-weight:500;font-size:clamp(54px,6.8vw,92px);line-height:.93;letter-spacing:-.055em;margin:25px 0}.hero h1 em{color:var(--teal);font-weight:500}.hero-copy{font-size:19px;color:#3f5667;max-width:610px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin:31px 0}.btn{padding:16px 23px;font-size:13px}.btn-primary{background:var(--coral);color:#fff;box-shadow:0 10px 25px rgba(255,122,89,.24)}.btn-primary:hover{transform:translateY(-2px);background:#f36b49}.btn-secondary{background:#fff;border:1px solid #cddbdd}.mini-trust{display:flex;gap:22px;flex-wrap:wrap;font-size:12px;font-weight:700}.mini-trust span:before{content:"✓";color:var(--teal);margin-right:7px}.floating-card{position:absolute;right:4%;bottom:46px;background:#fff;padding:18px 20px;border-radius:16px;box-shadow:var(--shadow);z-index:3;width:245px}.floating-card strong{display:block;font-size:13px}.floating-card small{color:var(--muted)}.disclosure-strip{background:var(--coral);color:#fff}.disclosure-strip .container{display:flex;align-items:center;justify-content:space-between;gap:30px;padding:23px 0}.disclosure-strip p{margin:0;font-size:14px}.disclosure-strip a{white-space:nowrap;font-weight:800;border-bottom:1px solid}.section{padding:105px 0}.section-head{display:flex;justify-content:space-between;align-items:end;gap:60px;margin-bottom:50px}.kicker{text-transform:uppercase;color:var(--teal);font-weight:900;letter-spacing:.15em;font-size:10px;margin:0 0 12px}.section h2,.section-head h2,.legal h1{font-family:Georgia,serif;font-weight:500;letter-spacing:-.04em;line-height:1.02;margin:0;font-size:clamp(40px,5vw,66px)}.section-head>p{max-width:480px;color:var(--muted);margin:0}.match-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.match-card{border:1px solid var(--line);border-radius:20px;padding:29px;background:#fff;min-height:320px;display:flex;flex-direction:column;transition:.25s}.match-card:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:transparent}.match-icon{width:54px;height:54px;border-radius:16px;background:var(--cream);display:grid;place-items:center;font:700 20px Georgia;color:var(--navy)}.match-card:nth-child(2) .match-icon{background:#dff6f2;color:#087f72}.match-card:nth-child(3) .match-icon{background:#ffe9e2;color:#b6462b}.match-card h3{font:500 27px Georgia;margin:28px 0 12px}.match-card p{color:var(--muted);font-size:14px}.match-card a{margin-top:auto;font-weight:850;font-size:12px;color:var(--navy)}.split{display:grid;grid-template-columns:1fr 1fr;background:var(--navy);color:#fff;min-height:650px}.split-image img{width:100%;height:100%;object-fit:cover}.split-copy{padding:80px max(40px,8vw);display:flex;flex-direction:column;justify-content:center}.split-copy h2{font:500 clamp(42px,5vw,68px)/1 Georgia;margin:12px 0 23px}.split-copy>p{color:#c7d7e2}.steps{margin-top:23px}.step{display:grid;grid-template-columns:44px 1fr;gap:14px;padding:17px 0;border-top:1px solid rgba(255,255,255,.15)}.step span{width:35px;height:35px;border-radius:50%;display:grid;place-items:center;background:var(--teal);font-size:11px;font-weight:900}.step strong{display:block}.step small{color:#aebfca}.business{background:var(--cream)}.business-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:22px}.business-card{padding:50px;border-radius:22px;background:#fff}.business-card.dark{background:var(--navy);color:#fff}.business-card h3{font:500 37px Georgia;margin:0 0 15px}.business-card p{color:var(--muted)}.business-card.dark p{color:#c7d7e2}.facts{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-top:28px}.fact{padding:17px;border:1px solid var(--line);border-radius:14px;font-size:13px;font-weight:750}.fact:before{content:"✓";color:var(--teal);margin-right:8px}.official{background:var(--teal);color:#072d2a;border-radius:26px;padding:60px;display:flex;align-items:center;justify-content:space-between;gap:45px}.official h2{font:500 clamp(36px,5vw,58px)/1 Georgia;margin:0}.official p{max-width:650px}.official .btn{background:#fff}.faq{max-width:900px;margin:auto}.faq details{border-top:1px solid var(--line)}.faq details:last-child{border-bottom:1px solid var(--line)}.faq summary{padding:24px 0;font:500 21px Georgia;cursor:pointer;display:flex;justify-content:space-between}.faq summary:after{content:"+";color:var(--coral);font:300 28px Arial}.faq details[open] summary:after{content:"−"}.faq details p{color:var(--muted);margin:0 0 25px}.footer{background:#091e2f;color:#fff;padding:70px 0 28px}.footer-grid{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:45px}.footer .logo{color:#fff}.footer-intro{color:#9eb1bf;font-size:13px;max-width:330px}.footer h3{font-size:10px;text-transform:uppercase;letter-spacing:.15em;color:#7f99ab;margin:0 0 18px}.footer-links{display:flex;flex-direction:column;gap:11px}.footer-links a{font-size:13px;color:#d9e4ea}.full-disclosure{font-size:11px;line-height:1.65;color:#9eb1bf;border-top:1px solid rgba(255,255,255,.12);border-bottom:1px solid rgba(255,255,255,.12);padding:26px 0;margin-top:45px}.full-disclosure strong{color:#fff}.copyright{display:flex;justify-content:space-between;gap:20px;padding-top:23px;font-size:10px;color:#6f899b}.legal-hero{background:linear-gradient(130deg,#eef8f5,#f7f3eb);padding:80px 0 55px}.legal{max-width:840px;margin:auto;padding:65px 0 100px}.legal h1{font-size:64px}.legal h2{font:500 29px Georgia;margin:40px 0 10px}.legal p,.legal li{color:#455c6c}.legal a{text-decoration:underline;text-decoration-color:var(--coral);text-underline-offset:3px}.updated{font-size:12px;color:var(--muted);border-bottom:1px solid var(--line);padding-bottom:25px}.callout{background:var(--cream);border-left:4px solid var(--coral);padding:22px 25px;margin:28px 0;border-radius:0 12px 12px 0}.contact-cards{display:grid;grid-template-columns:1fr 1fr;gap:16px}.contact-card{border:1px solid var(--line);border-radius:16px;padding:28px}.contact-card h2{margin-top:0}.badge{display:inline-flex;background:#dff6f2;color:#087f72;border-radius:999px;padding:6px 10px;font-size:10px;font-weight:900;text-transform:uppercase;letter-spacing:.1em}
@media(max-width:900px){.nav{display:none;position:absolute;left:0;right:0;top:86px;background:#fff;padding:22px;flex-direction:column;border-bottom:1px solid var(--line)}.nav.open{display:flex}.menu{display:block}.hero{min-height:auto;padding-bottom:0}.hero-content{width:100%;padding:70px 0 480px}.hero-media{top:auto;bottom:0;width:100%;height:430px}.hero-media:after{background:linear-gradient(180deg,#eef8f5 0%,rgba(238,248,245,0) 35%)}.floating-card{bottom:25px}.section-head{display:block}.section-head>p{margin-top:22px}.match-grid{grid-template-columns:1fr}.split{grid-template-columns:1fr}.split-image{height:500px}.business-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}
@media(max-width:580px){.container{width:min(100% - 28px,1160px)}.topbar{font-size:10px}.logo{font-size:17px}.hero-content{padding:55px 0 390px}.hero-media{height:360px}.hero h1{font-size:55px}.hero-copy{font-size:16px}.floating-card{right:14px;left:14px;width:auto}.disclosure-strip .container,.official{display:block}.disclosure-strip a{display:inline-block;margin-top:10px}.section{padding:72px 0}.split-image{height:350px}.split-copy{padding:55px 24px}.business-card{padding:30px 24px}.facts{grid-template-columns:1fr}.official{padding:38px 25px}.official .btn{margin-top:14px}.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}.copyright{display:block}.contact-cards{grid-template-columns:1fr}.legal h1{font-size:48px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
/* Refined hero and richer editorial system */
.hero{min-height:auto;padding:64px 0 72px;background:linear-gradient(135deg,#edf8f5 0%,#f8f6ef 100%);overflow:visible;display:block}.hero-grid{display:grid;grid-template-columns:minmax(0,.9fr) minmax(480px,1.1fr);align-items:center;gap:64px}.hero-content{width:auto;padding:28px 0}.hero h1{font-size:clamp(54px,5.7vw,78px);line-height:.98;margin:26px 0 24px}.hero-media{position:relative;width:auto;height:auto;top:auto;right:auto;border-radius:30px;overflow:visible;padding:12px;background:rgba(255,255,255,.74);box-shadow:0 28px 80px rgba(16,42,67,.17)}.hero-media:after{display:none}.hero-media img{width:100%;height:auto;aspect-ratio:1.35/1;object-fit:cover;object-position:61% center;border-radius:22px}.floating-card{right:-20px;bottom:28px;width:300px;padding:18px;display:flex;align-items:center;gap:13px;border:1px solid rgba(16,42,67,.08)}.floating-card .card-mark{flex:0 0 38px;width:38px;height:38px;border-radius:12px;background:#dff6f2;color:#078174;display:grid;place-items:center;font-weight:900}.floating-card small{display:block;line-height:1.4;margin-top:2px}.image-tag{position:absolute;top:30px;left:-22px;background:var(--navy);color:#fff;border-radius:999px;padding:9px 14px;font-size:10px;font-weight:800;box-shadow:0 10px 30px rgba(16,42,67,.2)}
.medicare-map{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:42px}.map-card{padding:26px 23px;border-radius:18px;background:#fff;border:1px solid var(--line)}.map-card span{display:grid;place-items:center;width:42px;height:42px;border-radius:13px;background:#dff6f2;color:#087f72;font:700 20px Georgia}.map-card:nth-child(2) span{background:#e4edf6;color:#173f5f}.map-card:nth-child(3) span{background:#ffe9e2;color:#b6462b}.map-card:nth-child(4) span{background:#f0e9fa;color:#67469a}.map-card h3{font:500 23px Georgia;margin:20px 0 9px}.map-card p{font-size:13px;color:var(--muted);margin:0}.compare-section{background:#f5f8f9}.compare-intro{max-width:720px}.compare-intro>p:last-child{color:var(--muted)}.compare-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:42px}.compare-card{background:#fff;border-radius:20px;padding:30px;border-top:4px solid var(--teal);box-shadow:0 12px 40px rgba(16,42,67,.07)}.compare-card:nth-child(2){border-color:var(--coral)}.compare-card:nth-child(3){border-color:var(--navy2)}.compare-card h3{font:500 27px Georgia;margin:0 0 12px}.compare-card p{font-size:14px;color:var(--muted)}.compare-card ul{padding-left:19px;color:#405768;font-size:13px}.compare-card li{margin:9px 0}.timing-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:60px;align-items:start}.timing-lede{position:sticky;top:120px}.timing-lede p{color:var(--muted)}.timing-list{border-left:1px solid var(--line);padding-left:38px}.timing-item{position:relative;padding:0 0 36px}.timing-item:before{content:"";position:absolute;left:-45px;top:5px;width:13px;height:13px;border-radius:50%;background:var(--coral);box-shadow:0 0 0 7px #ffe9e2}.timing-item h3{font:500 26px Georgia;margin:0 0 8px}.timing-item p{color:var(--muted);margin:0}.standards{background:var(--navy);color:#fff}.standards .section-head>p{color:#b8cbd6}.standards-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.14)}.standard{background:var(--navy);padding:33px}.standard strong{font:500 24px Georgia}.standard p{color:#b8cbd6;font-size:13px;margin-bottom:0}.contact-only{min-height:52vh;display:grid;place-items:center;background:linear-gradient(135deg,#edf8f5,#f8f6ef)}.contact-email{font:500 clamp(34px,6vw,74px) Georgia;color:var(--navy);border-bottom:3px solid var(--coral);padding-bottom:8px}
@media(max-width:980px){.hero{padding:54px 0 65px}.hero-grid{grid-template-columns:1fr;gap:36px}.hero-content{width:auto;padding:18px 0 0}.hero-media{position:relative;width:auto;height:auto;max-width:720px;margin:auto;bottom:auto}.hero-media img{height:auto}.medicare-map{grid-template-columns:repeat(2,1fr)}.compare-grid{grid-template-columns:1fr}.timing-grid{grid-template-columns:1fr}.timing-lede{position:static}.standards-grid{grid-template-columns:1fr}}
@media(max-width:580px){.hero{padding:42px 0 55px}.hero-content{padding:0}.hero h1{font-size:50px}.hero-media{height:auto;padding:7px;border-radius:20px}.hero-media img{height:auto;border-radius:15px;aspect-ratio:1.1/1}.floating-card{right:8px;left:8px;bottom:15px;width:auto}.image-tag{display:none}.medicare-map{grid-template-columns:1fr}.contact-email{font-size:28px}}
/* Larger, cleaner hero photograph with no text overlays */
.hero-grid{grid-template-columns:minmax(0,.78fr) minmax(560px,1.22fr);gap:42px;max-width:1240px}
.hero-media{padding:10px;border-radius:32px}
.hero-media img{aspect-ratio:1.42/1;object-position:58% center;border-radius:24px}
.hero-media .floating-card,.hero-media .image-tag{display:none}
@media(max-width:1080px){.hero-grid{grid-template-columns:minmax(0,.88fr) minmax(500px,1.12fr);gap:34px}.hero h1{font-size:clamp(50px,6vw,68px)}}
@media(max-width:980px){.hero-grid{grid-template-columns:1fr;max-width:760px}.hero-media img{aspect-ratio:1.45/1}}
@media(max-width:580px){.hero-media img{aspect-ratio:1.18/1}.hero h1{font-size:47px}}
/* First-view and contact refinements */
.topbar{padding:6px 20px;font-size:10.5px;line-height:1.45}
.header{height:72px}
.nav{gap:25px}
.hero{padding:38px 0 44px}
.hero-grid{grid-template-columns:minmax(0,.92fr) minmax(520px,1.08fr);gap:38px;max-width:1200px}
.hero-content{padding:8px 0}
.hero h1{font-size:clamp(50px,4.8vw,66px);line-height:.96;margin:19px 0 18px;max-width:590px}
.hero-copy{font-size:16px;line-height:1.65;max-width:560px;margin:0}
.actions{margin:23px 0 20px}
.btn{padding:14px 20px}
.mini-trust{gap:16px;font-size:11px}
.hero-media{padding:9px;border-radius:28px;overflow:hidden}
.hero-photo{overflow:hidden;border-radius:20px;aspect-ratio:1.42/1;background:#e9e5dc}
.hero-media img{width:100%;height:100%;aspect-ratio:auto;border-radius:0;object-fit:cover;object-position:72% center;transform:scale(1.13);transform-origin:72% 52%}
.contact-hero{background:linear-gradient(135deg,#edf8f5 0%,#f8f6ef 100%);padding:72px 0 82px}
.contact-layout{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(360px,.92fr);gap:58px;align-items:center}
.contact-copy h1{font:500 clamp(48px,5.5vw,74px)/.98 Georgia,serif;letter-spacing:-.045em;margin:23px 0;color:var(--navy);max-width:690px}
.contact-copy>p{font-size:17px;color:#455c6c;max-width:650px}
.contact-email-card{margin-top:30px;display:grid;grid-template-columns:1fr auto;align-items:center;column-gap:18px;background:#fff;border:1px solid rgba(16,42,67,.1);border-radius:18px;padding:20px 22px;box-shadow:0 18px 45px rgba(16,42,67,.1);max-width:650px;transition:.2s}
.contact-email-card:hover{transform:translateY(-2px);box-shadow:0 22px 55px rgba(16,42,67,.15)}
.contact-email-card span{grid-column:1;color:var(--muted);font-size:11px;text-transform:uppercase;letter-spacing:.12em;font-weight:850}
.contact-email-card strong{grid-column:1;font-size:clamp(19px,2.2vw,30px);color:var(--navy);overflow-wrap:anywhere;line-height:1.25}
.contact-email-card b{grid-column:2;grid-row:1/3;width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:var(--coral);color:#fff;font-size:19px}
.contact-guidance{background:var(--navy);color:#fff;border-radius:26px;padding:38px;box-shadow:0 24px 70px rgba(16,42,67,.18)}
.contact-icon{width:46px;height:46px;border-radius:14px;background:var(--teal);display:grid;place-items:center;font-weight:900}
.contact-guidance h2{font:500 31px Georgia,serif;margin:22px 0 10px}
.contact-guidance>p{color:#c2d2dc;font-size:14px}
.contact-guidance ul{padding-left:20px;color:#e4edf2;font-size:13px;margin:22px 0}
.contact-guidance li{margin:10px 0}
.contact-note{border-top:1px solid rgba(255,255,255,.15);padding-top:22px;margin-top:24px}
.contact-note strong{color:#fff}
.contact-note p{color:#aebfca;font-size:12px;margin:7px 0 0}
.contact-note span{color:#fff;font-weight:800;white-space:nowrap}
@media(max-width:1080px){.hero-grid{grid-template-columns:minmax(0,.9fr) minmax(470px,1.1fr);gap:30px}.hero h1{font-size:56px}.contact-layout{gap:36px}}
@media(max-width:980px){.topbar{padding:6px 14px}.header{height:70px}.nav{top:70px}.hero{padding:34px 0 46px}.hero-grid{grid-template-columns:1fr;max-width:760px;gap:28px}.hero-content{text-align:center}.hero h1,.hero-copy{margin-left:auto;margin-right:auto}.actions,.mini-trust{justify-content:center}.hero-photo{aspect-ratio:1.62/1}.hero-media img{transform:scale(1.08);object-position:70% center}.contact-hero{padding:58px 0 68px}.contact-layout{grid-template-columns:1fr;max-width:760px}.contact-copy{text-align:center}.contact-copy>p,.contact-email-card{margin-left:auto;margin-right:auto}.contact-guidance{text-align:left}}
@media(max-width:580px){.topbar{font-size:9px;padding:5px 12px}.header{height:64px}.header .container{gap:12px}.logo{font-size:15px;gap:8px}.logo img{width:38px;height:38px}.nav{top:64px}.hero{padding:28px 0 38px}.hero h1{font-size:44px;line-height:1}.hero-copy{font-size:15px}.actions{gap:9px}.actions .btn{width:100%}.mini-trust{display:grid;gap:5px;text-align:left}.hero-media{padding:6px;border-radius:20px}.hero-photo{aspect-ratio:1.12/1;border-radius:15px}.hero-media img{transform:scale(1.12);object-position:69% center}.contact-hero{padding:40px 0 52px}.contact-layout{gap:28px}.contact-copy h1{font-size:45px}.contact-copy>p{font-size:15px}.contact-email-card{padding:17px;column-gap:10px;text-align:left}.contact-email-card strong{font-size:17px}.contact-email-card b{width:36px;height:36px}.contact-guidance{padding:28px 22px;border-radius:20px}}
@media(max-width:360px){.hero h1,.contact-copy h1{font-size:39px}.pill{font-size:8.5px}.contact-email-card strong{font-size:15px}.copyright{font-size:9px}}
/* Mobile scale correction */
html{-webkit-text-size-adjust:100%;text-size-adjust:100%}
body{overflow-x:hidden}
@media(max-width:580px){.container{width:calc(100% - 36px)}.hero h1{font-size:40px}.contact-copy h1{font-size:40px}.hero-photo{aspect-ratio:1.45/1}.hero-media img{transform:none;object-position:center}.logo{font-size:14px}.pill{font-size:8px;padding:7px 10px}.contact-email-card strong{font-size:16px}}
@media(max-width:360px){.container{width:calc(100% - 28px)}.hero h1,.contact-copy h1{font-size:36px}.hero-copy,.contact-copy>p{font-size:14px}.contact-email-card strong{font-size:14px}}
/* Coverage-card pictograms */
.match-icon svg{width:28px;height:28px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
/* Three-column footer after removing external resources */
.footer-grid{grid-template-columns:1.5fr 1fr 1fr}
@media(max-width:900px){.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}
@media(max-width:580px){.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}}